Total Health Plan

Total Health Plan

No Limitations or Exclusions

No Claim forms or Waiting Periods

Include anyone living in your household

You can cancel in 30 days and receive a full refund, less your processing fee

Cosmetic Services are included

Dental health is an important part of your family's overall wellbeing. This dental network provides members with discounts of up to 50%* on dental services at over 92,500** available dental practice locations nationwide.

Services Include:
· Preventive & Diagnostic Services - Oral Exams, Cleanings, and X-Rays
· Restoration - Fillings, Inlays, and Crowns
· Endodontic, Periodontics and Prosthodontics
· Oral Surgery
· Orthodontics
· Cosmetic Services

Members simply present their card bearing the Aetna Dental Access® logo, along with payment in full of the discounted fee, for immediate savings at the time services are rendered. Members will want to utilize their card and enjoy the savings time and time again. The dental discount plan is not insurance, which keeps it simple and convenient for our members to enjoy. Start saving today.

· No administrative forms or hassles.
· No limitations or annual maximums
· No deductibles or waiting periods
· Average discounts of up to 50% off on frames, prescription lenses and sunglasses.
· Mail-order contact lenses replacement program.
· Discounts on corrective surgery.
· Purchase as often as you like.
· Choose from the most popular frames, tints and lenses.
· Immediate savings at point of purchase.
· Discounts are applied at the point of sale.
· No paperwork.
· 100% guaranteed satisfaction for 30 days.

**Dental Benefit is not available to AK, CT, MT, VT & WA residents.

*Actual costs and savings vary by provider, service and geographical area. ** According to the Aetna Enterprise Provider Database as of November 1, 2012. The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of itsaffiliates is an affiliate, agent, representative or employee of discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.

Outlook Vision Services is a discount vision program*. You and your family will have access to vision care, corrective surgery, frames and more at up to 50% off through Outlook Vision Services. * Includes major chains and independent eye care centers. In addition to local retail optical providers, Outlook Vision also has a mail-order contact lens program for the convenience of our members.

Services Include:
· Eyeglasses
· Contact lenses
· Convenient mail-order contact lens program
· Sunglasses
· Lasik
· PRK
· Other corrective surgery

Beltone Hearing Discounts

Hearing health is a critical part of your overall health. Just as you make time for regular eye exams, blood pressure, cholesterol screenings, and dental check-ups, it's important to schedule annual hearing screenings for you and your family.
Enjoy access to a variety of hearing programs providing hearing aid discounts of 15% to 35% in retail locations nationwide and discounts of 40% to 60% through the mail order program.

Retail Hearing Aids

Members may select from 1,350 Beltone locations nationwide to receive a free hearing screening and 15% off over 70 models of Beltone Hearing Aids. All technologies and models are available including state of the art digital hearing aids, along with "Completely-In-the-Canal", "Completely In-the Ear" and "Behind-the- Ear" models. The BelCare TM standardized 12 point customer service program ensures consistent delivery of professional and comfortable service, regardless of location.

Mail Order Hearing Aids

* Save 40% to 60% off average National Retail Pricing on over 100 models of name brand hearing instruments.
* 45-day in-home trial period and one full year factory warranty
Any make/model hearing aid less than five years old may be repaired with a six month warranty for just $90.00 or with a 12- month warranty for just $115.00 (digital or analog programmable aids are slightly more, depending upon model).

Over 80% of the pharmacies in the country participate in our discount program giving you and your family access to instant savings of up to 50% on prescription drugs. The proper use of a Prescription Drug Discount Card is for immediate medication only, for example, if you have an infection and need an antibiotic immediately to clear up the infection. When you see your doctor and you or a member of your family has a prescription that is needed immediately, use this card. You may save up to 55% on generic medications and up to 30% on brand drugs. You are always guaranteed the lower of the pharmacy or plan's price. For maintenance or chronic medications, you will save more money by using the Mail Service Program below.

Express Med Pharmacy Services Mail Service Program

Use the convenience of your mail order prescription drug program if you are taking medications to treat any on-going health condition such as diabetes, asthma, or high blood pressure. Ordering 90- day Maintenance supplies can save you significantly on brand and generic medications. There are several methods for placing new orders and refilling existing orders with Express Med Pharmacy Services. Simply select the method that best suits your needs.
How to Use
Call 877-772-8761 and a Customer Service Representative will be happy to assist you.

Save money on laboratory work, X-rays, and diagnostics

Just call us before you have any X-ray, MRI, or CT scan for immediate savings. Save the expense of an office visit on lab tests you order directly. Lab and diagnostic discounts help keep your health care dollars in your pocket.

Features

  • Save money on laboratory work, X-rays and diagnostic testing
  • When your physician suggests you have lab tests completed, you will no longer need to pay full price
  • Largest panel of radiologists and imaging specialists
  • Priority appointment scheduling
  • Coast-to-coast network with hours of operation 8:00 am-8:30 pm est

*Savings may vary based on geographic location, provider selected and procedure performed.

**The lab network portion of this benefit is not available in NJ, NY and RI. Just call 800-331-6062 to find a provider and schedule your test.

How to Use
Call 877-772-8761 and a Customer Service Representative will make sure you receive the best rate at a convenient location near you.

A Registered Nurse answers your call, reviews your current medical concern and determines, with you, if you would benefit from a visit on the phone or with a doctor.

If a phone consultation is in order, your Nurse will ask you more about our current condition and collect medical history information, including the name of your primary care physician and pharmacy. As you answer the questions, the Nurse is creating a MyMedical Records (MMR) account where your personal health information is stored securely and confidentially.

Your Nurse will then locate a Doctor from the CallMD network in your state and arrange a mutually convenient time for your phone consultation, generally within an hour of your call, but no more than three hours.

To prepare for your call, the Doctor will review the information collected by the Nurse in your MMR account.

As soon as the Doctor is available, the nurse will get you on the phone and monitor the call. Your call is also recorded and made a part of your MMR account.

At the end of the call, the Doctor adds information relating to your diagnosis to your MMR records.

If the Doctor has prescribed a medication, the Nurse will offer to assist you in submitting the prescription to your pharmacy. The Nurse will also offer to submit a record of your phone consultation to your primary care physician. Submit a 'claim' if required by your insurer

Within 5 days of your doctor consultation a nurse will follow-up to see how you are doing.

All chiropractic care services offered by an authorized provider in the participating network are eligible for discounts under this plan. These discounts range from 5% to 50% off routine charges. No chiropractic services offered by an authorized provider are excluded from the plan.

The chiropractic network provides the following discounts from over 5000 provider locations:

. 50% off Initial Exams, Consultations and Diagnostics, combined
. 50% off of the cost of In-House x-rays
. $30 Spinal Adjustments

To locate a provider contact 877-772-8761

Diabetes Care & Supplies

15% savings on a full line of name brand and generic diabetes testing supplies delivered directly to your home. Customers receive free access to a Certified Diabetes Educator and a complimentary copy of the Envoy Health Wellness Letter - a quarterly publication with tips and advice on living with diabetes.

The Program Provides:
- Name brand diabetes testing supplies.
- Convenient home delivery.
- Access to professional Certified Diabetes Health Educator (CDE).

How to Order Products and Services
Whether you or someone you know is already using Envoy's products
and services you'll find resources that help control diabetes and improve overall health. Call toll free: 1-866-895-1647
Monday thru Friday 8:30 a.m. to 5:00 p.m. (Eastern Time)

Mention Plan Code - EHS

Surgical Centers of Excellence Bridge Health

When it comes to surgical care, you and your family deserve access to the best. Your membership empowers you with access to BridgeHealth Surgery Network TM, the premier provider of access
to Surgical Centers of Excellence in the United States and around the world. BridgeHealth connects health plans, insurance carriers, employers, third party administrators, and cardholder members like you with pre-screened networks of quality providers for cardiac, orthopedic, spine and other surgeries. With this benefit, you have access to leading specialists utilizing the latest technologies and delivering excellent surgical outcomes.
The BridgeHealth Surgery Network is a high quality specialty medical network for orthopedics (joint replacements), cardiology (bypass surgery and heart valve replacements), spinal fusion, and other planned surgeries.

Savings for Surgery

- Competitive travel and lodging expenses can also be arranged for you.
- For your convenience and future planning, all fees are fixed and transparent.

Providers & Procedures

- Many procedures are available including those in the areas of Cardiovascular, Orthopedic, Neuro & Spine, Cancer and Bariatric.

- Major Dental, Cosmetic, IVF, and adult stem cell therapy are also available.

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